Financial services
Savings groups, cooperatives and microfinance
Group funds, small loans and meetings. The core operation lies outside a point-of-sale catalog; only ancillary counters, cash desks or stores could use it.
Peripheral Planned NAICS 5222 / 813
Status
Planned The coverage below describes the planned catalog as of repository commit 455b2c8. No app is released. Everything on this page is a plan. The repository contains a catalog and design documents, not a released app.
How the industry works
Operating characteristics
- members contribute regularly
- small loans repaid in instalments
- group meetings
- cash boxes
- social funds
- local rules
Typical roles
- treasurer
- secretary
- members
- loan officer
- auditor
Day-to-day flows
- collect contributions at a meeting
- record loans and repayments
- count the box
- report balances to members
Tenders and payments seen
- cash
- mobile wallets recorded manually
- bank deposits
Inventory and assets
- not applicable
- cash box only
Reports they ask for
- member balances
- loans outstanding
- contributions
- box count
Integrations they need
- accountant
- bank deposits
A day in the life (illustrative scenario)
What the catalog covers
Statuses: C catalogued, P partial, G gap, N no claim. Modules involved: SALE, TKT, INV, PRC, DISC, RET, CRM, LOYL, GIFT, EMP, CASH, PAY, BK, LITE, RPT, ANL, MULTI, SEC, DATA, FAIL, HW, PE, LATAM, ECOM, PLAT, SET, LNCH, PKGR.
| Capability | Status | Catalog modules |
|---|---|---|
| Selling and checkout | P Partial | SALE, TKT |
| Inventory, lots, purchasing | N No claim | INV |
| Pricing, discounts, tax rules | P Partial | PRC, DISC |
| Returns, credit, special sales | N No claim | RET |
| Cash drawer, shifts, safe | C Catalogued | CASH |
| Tender types and payments | C Catalogued | PAY |
| Customers, loyalty, gift cards | C Catalogued | CRM, LOYL, GIFT |
| Staff, time clock, payroll basics | P Partial | EMP |
| Bookkeeping and ledger | C Catalogued | BK, LITE |
| Reports and analytics | C Catalogued | RPT, ANL |
| Multi-store, multi-register, sync | P Partial | MULTI |
| Security, audit, backup, failsafes | C Catalogued | SEC, DATA, FAIL |
| Hardware and peripherals | P Partial | HW |
| Country fiscal packs | P Partial | PE, LATAM |
| Integrations, API, settings | P Partial | ECOM, PLAT, SET, LNCH, PKGR |
| Core banking, lending, insurance policy admin | G Gap | no dedicated module |
| Memberships and recurring billing | P Partial | no dedicated module |
Gaps
- no loan ledger or interest engine in the catalog
- instalment and credit ideas exist only for sales
- no regulator reporting
Closest catalog items
Items whose names or descriptions match this industry. Matching is by keyword, so read each as a pointer, not a promise.
- Subscription / recurring sale RET-0037
- Recurring invoices BK-0065
- Subscription meal plans (menús semanales) DLV-0028
- Gym / membership preset VERT-0022
- Salesperson attribution per sale SALE-0022
- Multi-salesperson commission attribution SALE-0023
- Pay on account (fiado) tender SALE-0061
- Store credit / gift card tender SALE-0062
- Layaway / apartado TKT-0037
- Store credit issue GIFT-0011
- Store credit tender GIFT-0012
- Store credit ledger per customer GIFT-0013
- Gift card and credit reports GIFT-0016
- Dollar-based loyalty credit LOYL-0014
- Customer credit limit CRM-0010
- Customer account statement CRM-0011
Sub-verticals
Rotating savings group (junta)
fixed contributions, rotating payout
Open →Sub-verticalVillage cooperative
shared purchases and credit
Open →Regulation themes to verify
These are themes, not advice and not compliance claims.
- cooperative law
- microfinance regulation
- group-savings rules (all vary widely; themes to verify)
Edge cases that break naive systems
- member misses payments
- lost record
- disputed balance
Classification
- NAICS
- NAICS 5222 / 813 (indicative; verify codes) · sectors 52, 81
- Fortune 500 industry labels
- Diversified Financials; Commercial Banks
- Fit
- Peripheral
No public reference was gathered for this industry; the description is domain analysis, not sourced research.
Questions
Is Simca ready for savings groups, cooperatives and microfinance today?
What is missing for savings groups, cooperatives and microfinance?
Does this page give tax or regulatory advice?
Is your industry here?
Tell us what your business needs. We will say honestly whether the plan covers it.