Design stage: there is no released app yet. This site separates what exists in the repository from what is planned. See status

Sub-vertical · Savings groups, cooperatives and microfinance

Village cooperative

shared purchases and credit.

Peripheral Planned

What is distinctive

shared purchases and credit.

The edge case to test

member accounts. A system that cannot handle this will frustrate this kind of business.

Shared with the wider industry

Typical flows

  • collect contributions at a meeting
  • record loans and repayments
  • count the box
  • report balances to members

Tenders

  • cash
  • mobile wallets recorded manually
  • bank deposits

Roles

  • treasurer
  • secretary
  • members
  • loan officer

Known gaps for savings groups, cooperatives and microfinance

  • no loan ledger or interest engine in the catalog
  • instalment and credit ideas exist only for sales
  • no regulator reporting

Catalog pointers

Back to Savings groups, cooperatives and microfinance. Planned catalog only; nothing is built.