Does the Simca plan cover “Co-brand and private-label credit card” the way legacy large companies run it?

Not yet. In businesses like Walmart, Costco, Target, Sam's Club, BJ's Wholesale Club, the function typically includes card application referral; card discount at checkout; card reward posting; prompt at tender. Planned / not in the catalog yet (suggested by legacy F500 review). The owners would decide whether it joins a new module named Consumer credit and financing or is left out (a specialist area where integrating or leaving it out is an owner decision). No code and no promise.

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