Design stage: there is no released app yet. This site separates what exists in the repository from what is planned. See status

Cash and payments

Tender types

Every way a customer may pay, from cash and wallets to store credit, vouchers and instalments, and how the planned catal

Status labels: Built in the repository (checked files or developer tooling, not an app feature) Designed in a document, no code yet Planned: listed in the catalog, not built Not decided Not in the catalog yet (a gap) No claim made

What should I plan for with “Cash”, with a focus on exact-change prompts?

Planned C0067

The default tender in a cash-first shop: accept, give change, count, reconcile. Plan for: exact-change prompts; large notes; cash rounding. In the catalog it is a plan and nothing is built.

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What is the plan for “Card via phone Tap to Pay”, considering provider outage?

Planned C0068

The README's only card path: the phone's NFC reader through a payment provider's certified SDK. Simca does not scan or store card numbers. Plan for: provider outage; phone without nfc; receipt for a card sale. In the catalog it is a plan and nothing is built.

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What is the plan for “Yape”, with a focus on screenshot as proof?

Planned C0069

A widely used Peruvian mobile wallet. In the README it is recorded manually by the cashier, not integrated. Plan for: screenshot as proof; payment arrives later; wrong amount sent. In the catalog it is a plan and nothing is built.

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Is “Plin” supported today, especially around customer pays the owner's personal number?

Planned C0070

Another Peruvian wallet network, treated the same way as Yape: recorded manually. Plan for: customer pays the owner's personal number; reference not matched to a sale; refund path. In the catalog it is a plan and nothing is built.

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Where does “Bank transfer” fit in Simca, especially around transfer pending?

Planned C0071

A transfer from a customer's bank account, usually for larger or business sales. Recorded with a reference and matched later. Plan for: transfer pending; name mismatch; fees at the bank. In the catalog it is a plan and nothing is built.

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Is “Cheque” supported today, in particular regarding post-dated cheque?

Planned C0072

Cheques are still used between businesses. Needs a date, a bank and a deposit status. Plan for: post-dated cheque; bounced cheque; cheque as a deposit. In the catalog it is a plan and nothing is built.

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Why does “Store credit” matter for a small business, considering expiry rules?

Planned C0073

A balance a customer holds with the shop, often from a return or an overpayment. Plan for: expiry rules; credit used across stores; credit for a deleted customer. In the catalog it is a plan and nothing is built.

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What should owners check about “Gift cards”, thinking about lost card?

Planned C0074

Prepaid value sold by the shop and redeemed later; needs a balance, an issue record and rules on expiry. Plan for: lost card; partial redemption; card sold on credit. In the catalog it is a plan and nothing is built.

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Where does “Pay on account (fiado)” fit in Simca, especially around customer over limit?

Planned C0075

Selling on credit to a known customer and collecting later. Needs a limit, a statement and a reminder routine. Plan for: customer over limit; instalment plan; family accounts. In the catalog it is a plan and nothing is built.

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What should I plan for with “Deposits and layaway”, thinking about cancellation and refund rules?

Planned C0076

A part payment holds an item or an order; the balance is collected later. Plan for: cancellation and refund rules; item sold meanwhile; deposit used as tender. In the catalog it is a plan and nothing is built.

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Why does “Vouchers and coupons” matter for a small business, thinking about coupon abuse?

Planned C0077

Printed or digital discounts or prepaid values, with rules for stacking and expiry. Plan for: coupon abuse; two coupons on one item; voucher without a code. In the catalog it is a plan and nothing is built.

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What goes wrong with “Foreign currency” in a shop, especially around rate changes mid-day?

Planned C0078

Accepting a second currency with a manually set exchange rate and returning change in the local one. Plan for: rate changes mid-day; rounding on change; cash drawer section for the second currency. In the catalog it is a plan and nothing is built.

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What goes wrong with “Split tender” in a shop, with a focus on one method fails midway?

Planned C0079

One sale paid with several methods, for example cash and a wallet. Plan for: one method fails midway; split across two customers; refund to the right method. In the catalog it is a plan and nothing is built.

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Where does “Mobile money outside Peru” fit in Simca, in particular regarding agent float?

Not decided C0080

Wallet and mobile-money systems vary by country. The catalog treats them as manual-entry tenders unless a later decision adds adapters. Plan for: agent float; transaction reference format; delayed settlement. It is not decided.

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How does Simca approach “Cash on delivery”, with a focus on driver short on cash?

Planned C0081

Paying the driver at the door. Needs driver cash tracking and a handover at the end of the route. Plan for: driver short on cash; customer absent; partial payment. In the catalog it is a plan and nothing is built.

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What should owners check about “Loyalty points”, in particular regarding points on refunded sales?

Planned C0082

Points earned and redeemed as a tender. Plan for: points on refunded sales; expiry; staff abuse. In the catalog it is a plan and nothing is built.

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Which edge cases come up around “Employee accounts and deductions”, considering deduction on termination?

Planned C0083

Staff purchases or meals charged to an account and deducted later. Plan for: deduction on termination; discount limits; family purchases. In the catalog it is a plan and nothing is built.

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Why does “Instalment plans” matter for a small business, thinking about missed instalment?

Planned C0084

Splitting a payment over time for larger items, with a schedule and reminders. Plan for: missed instalment; early payoff; item repossession rules. In the catalog it is a plan and nothing is built.

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Why does “Refunds by tender” matter for a small business, with a focus on original tender unavailable?

Planned C0085

Returning money by the original method where possible, with approvals. Plan for: original tender unavailable; cash refund of a card sale; wallet refund. In the catalog it is a plan and nothing is built.

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What is the plan for “Tips”, in particular regarding pooled tips?

Planned C0086

Gratuities on card or cash, recorded separately from sales. Plan for: pooled tips; tip adjustments after close; service charge versus tip. In the catalog it is a plan and nothing is built.

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What goes wrong with “QR payments” in a shop, especially around static code reuse?

Planned C0087

Showing a code for the customer to scan. Treated as a manual or provider-based tender. Plan for: static code reuse; fake confirmation screens; settlement delay. In the catalog it is a plan and nothing is built.

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Is “Buy now, pay later” supported today, especially around provider fees?

Gap C0088

Third-party instalment financing is a possible future adapter; it is not in the catalog. Plan for: provider fees; returns; credit checks. It is a gap: the catalog does not cover it.

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Why does “Crypto assets” matter for a small business, especially around volatility?

No claim C0089

No claim. The catalog does not list cryptocurrency tenders and the README does not mention them. Plan for: volatility; tax treatment; custody. No claim is made.

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How does Simca approach “Merchant acquiring”, with a focus on provider choice?

No claim C0090

Simca does not process cards or act as an acquirer; the README keeps cards on the phone's Tap to Pay with a provider. Plan for: provider choice; fees; disputes. No claim is made.

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