Financial services
Payments, remittance and money services
Float, commissions and cash-in/cash-out. The core operation lies outside a point-of-sale catalog; only ancillary counters, cash desks or stores could use it.
Peripheral Planned NAICS 5223
Status
Planned The coverage below describes the planned catalog as of repository commit 455b2c8. No app is released. Everything on this page is a plan. The repository contains a catalog and design documents, not a released app.
How the industry works
Operating characteristics
- agent networks for money transfers, bill payments and mobile-money cash-in/cash-out
- float management
- commissions
- compliance limits
Typical roles
- agent
- super-agent
- teller
- compliance officer
Day-to-day flows
- customer cash-in/cash-out
- agent float tracking
- record commissions
- close the day
- replenish float
Tenders and payments seen
- cash
- mobile-money transfers recorded manually
- bank deposits
Inventory and assets
- float balances per provider
- cash
Reports they ask for
- float by provider
- commissions
- daily closing
- large cash movements
Integrations they need
- provider portals (manual entry)
- accounting
A day in the life (illustrative scenario)
What the catalog covers
Statuses: C catalogued, P partial, G gap, N no claim. Modules involved: SALE, TKT, INV, PRC, DISC, RET, CRM, LOYL, GIFT, EMP, CASH, PAY, BK, LITE, RPT, ANL, MULTI, SEC, DATA, FAIL, HW, PE, LATAM, ECOM, PLAT, SET, LNCH, PKGR.
| Capability | Status | Catalog modules |
|---|---|---|
| Selling and checkout | P Partial | SALE, TKT |
| Inventory, lots, purchasing | P Partial | INV |
| Pricing, discounts, tax rules | P Partial | PRC, DISC |
| Returns, credit, special sales | P Partial | RET |
| Cash drawer, shifts, safe | C Catalogued | CASH |
| Tender types and payments | C Catalogued | PAY |
| Customers, loyalty, gift cards | P Partial | CRM, LOYL, GIFT |
| Staff, time clock, payroll basics | P Partial | EMP |
| Bookkeeping and ledger | C Catalogued | BK, LITE |
| Reports and analytics | C Catalogued | RPT, ANL |
| Multi-store, multi-register, sync | C Catalogued | MULTI |
| Security, audit, backup, failsafes | C Catalogued | SEC, DATA, FAIL |
| Hardware and peripherals | C Catalogued | HW |
| Country fiscal packs | P Partial | PE, LATAM |
| Integrations, API, settings | P Partial | ECOM, PLAT, SET, LNCH, PKGR |
| Regulated goods (age, licence, traceability) | G Gap | no dedicated module |
| Payment processing / acquiring | N No claim | no dedicated module |
| Core banking, lending, insurance policy admin | G Gap | no dedicated module |
Gaps
- the catalog lists an agent-bank preset and Yape/Plin manual entry, but no float ledger per provider, no limit enforcement, no KYC or AML tools
- Simca does not move money
Closest catalog items
Items whose names or descriptions match this industry. Matching is by keyword, so read each as a pointer, not a promise.
- Age-restricted item prompt SALE-0045
- Product age restriction flag INV-0041
- Product expiry tracking INV-0033
- Batch / lot tracking INV-0034
- Batch recall INV-0063
- Customer ID capture for boleta > [amount omitted] SALE-0077
- ISC (selective consumption) PRC-0025
- Favorites / most-sold page SALE-0004
- Manual quantity entry keypad SALE-0010
- Multi-salesperson commission attribution SALE-0023
- Yape manual-record tender SALE-0063
- Plin manual-record tender SALE-0064
- Order-ready notification to customer SALE-0090
- Item availability / 86 MENU-0008
- Course firing manual MENU-0036
- Manual percent discount DISC-0001
Sub-verticals
Corner-shop money agent
small float, many small transactions
Open →Sub-verticalRemittance counter
international transfers
Open →Regulation themes to verify
These are themes, not advice and not compliance claims.
- money-service licensing
- anti-money-laundering and identity rules
- transaction limits (themes only; Simca makes no claim)
Edge cases that break naive systems
- float shortage
- fake notes
- customer disputes a transfer
Classification
- NAICS
- NAICS 5223 (indicative; verify codes) · sectors 52
- Fortune 500 industry labels
- Financial Data Services; Commercial Banks
- Fit
- Peripheral
Public references consulted
- Bank teller cash management (Fiserv Portico help, teller cash recyclers) (excerpt)
Questions
Is Simca ready for payments, remittance and money services today?
What is missing for payments, remittance and money services?
Does this page give tax or regulatory advice?
Is your industry here?
Tell us what your business needs. We will say honestly whether the plan covers it.